The Accidental Rental Damage  Insurance Plan What is the Accidental Rental Damage Insurance Plan (ARDI)?   ARDI is an insurance plan that provides coverage for accidental damages to your vacation rental property during a stay, and can be used either in lieu of, or in place of a refundable security deposit. Owners and Property Managers can now easily include this policy to every reservation using Check This Place Out's Vacation Rental Reservation Manager - absolutely free to the Owner/Manager.

Why purchase the ARDI plan?      

• With ARDI, a renter no longer has to worry about putting up a large security deposit or worry about how much will be returned when they get home. In most cases, the owner will have even more protection than what the refundable deposit would even cover!
• Return home with vacation memories, not repair costs. When you include ARDI with your reservations, the cost and repair of covered accidental damage will be handled between the rental property and the insurance company.
• Stay balanced. The ARDI plan can save the renter from tying up their credit card with a hefty authorization while they are on vacation.

What does the ARDI plan cover?

• ARDI covers unintentional damage to the vacation rental property during the renters stay - up to $10,000 (depending on the policy that is purchased). Renters commonly use ARDI to cover things like carpet spills, furniture tears, broken lamps and more.
• Staying in a pet-friendly home? ARDI provides coverage for damage caused by pets!

What is not covered by the ARDI plan?

• Intentional property damage. 
• Pet damage in non-pet friendly vacation homes.
• Please see the Description of Coverage for full terms and conditions (click here to view a policy).

How do Owners include the ARDI plan in the reservation?

• All U.S. properties listed with CheckThisPlaceOut.com are elible to offer ARDI to their renters. Homeowners/Property Managers can register free by going to http://www.checkthisplaceout.com/register.
• If already a registered, log into CheckThisPlace Out and go to 'Reservations' under the 'For Owners' section. Select the renter you are creating a reservation for (if they submitted the request through CheckThisPlaceout.com their information should already be listed), or select the 'Add New Reservation' button and input the renters information in the form. They can then select the appropriate plan during this process with the following flat rates up to the time the renter checks-in: 

• $25 for up to $500 Protection • $50 for up to $1,500 Protection • $75 for up to $3,000 Protection • $175 for up to $5,000 Protection • $350 for up to $10,000 Protection

How can Renters purchase the ARDI plan when reserving a vacation rental?

• If the vacation rental is located in the United States, just ask the owner to list their property with www.checkthisplaceout.com and add your reservation into the Vacation Rental Reservation Manager. It's free to the owner to list and to use to manage their reservations!

This is a brief description of the insurance benefits provided. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., with its principal place of business in New York, NY. The Policy will contain reductions, limitations, exclusions and termination provisions. All coverages may not be available in all states.